Hard Money terms and conditions by HML Investments
 855-949-FUND(3863)
NMLS #: 115960 BRE #: 01436503

Terms & Conditions

Home / Terms & Conditions

hard money terms and conditions

Rates: 8% to 15% depends on the property, borrowers financials and location

Points: Starts at 2.5 points

Term: 3 Months up to 5 Years

Loan Amount: $50,000- $10,000,000

Type of property: Commercial & Residential

States we will Fund in: California, Nevada

Type of Loans we do: Refinance, Purchase, 1st TD’s, some 2nd TD’s

Loan to value: Up to 75%

Prepay: 3 months Prepay

Occupancy: NON Owner occupied only

Credit Type: Bad Credit, No Credit- OK

US Citizens only?: NO, Non US citizens may apply as well.

Income requirement: We look at Banks deposits to confirm income- WE DO NOT REQUIRE TAXES!

Program Highlights:

  • Loan amounts from $50,000.oo to $10 Million in 1st position.
  • 2nd Position loans from $100,000.00 to $500,000.00 up to under 50% CLTV for 12 – 24 months.
  • Foreclosure/NOD, Bankruptcy, Bad Credit – Okay
  • Purchase Money and Refinance Transactions
  • FICO problem – Okay
  • SISA, SIVA, and No Doc available on NOO and Investment Properties.
  • Probate Loans – Okay
  • Rehab and Construction loans, case-by-case.
  • Property Inspection in lieu of Appraisal Reports, case-by-case.
  • Corporations, LLC’s, and Trusts – Okay
  • SFR and 1-4 Units up to 60% LTV. 12 Months to 10 Year Programs available.
  • Industrial up to 50% LTV Interest Only, terms vary up to 5 years.
  • Commercial up to 50% LTV Interest Only. 3 Months to 20 Years Loan Terms.
  • Apartment Building Loans up to 65% LTV. Interest Only or Fully Amortized up to 5 years.
  • Mix Used properties up to 60% LTV. Interest Only or Fully Amortized up to 5 years.
  • Industrial Properties up to 50% LTV. Interest Only or Fully Amortized up to 5 years.
Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Visit Our Facebook PageVisit Our Facebook PageVisit Our Facebook PageVisit Our Facebook Page